Critical Data and Rates

Active Listings: 165
Pending Listings: 146
Demand Rate: 88%

15 Year Mortgage Rate: 3.74%
30 Year Mortgage Rate: 4.40%

2018 Full Year Data Now Posted

The 2018 numbers have now been uploaded to the “Primary Market Data”. Taking a quick look will provide a decent perspective of how 2018 compared to recent years.

How They Show They Go!

This is a KEY reminder to all homeowners. Owning a home is not passive. Owning a home requires a “pro-active” mindset.

Spend a few minutes reviewing this vital mindset. Print out the Sellers Property Disclosure Statement and fill it out. In the long run…..your home will treat you kindly.

This months quote(above) is Reality. Ongoing acceptance of this fact and corresponding action on this topic will assure the best results for our families.

We are both guessing… I just have more experience

When it comes time to place your home on the market and set the “List Price”, there is no…..exact correct price.

The simple reality is…we don’t know exactly what your home is worth.

We will review all the available and related market data(past and present), combine that information with your goals and arrive at a ballpark…. “indicated fair market value” .

In general this is the “process for pricing” the consumer see’s and can accept.

In reality, my “process for pricing” as the professional…requires a much more comprehensive checklist. It has taken me 35 years or so to develop my checklist.

Appropriate Analogy…..

My “process for pricing” checklist is just like the checklist required by the Federal Aviation Administration for all civilian flights in the United States of America.

Regardless of the hundreds or thousands of times a pilot flies a plane….they must go through their “pre-flight checklist”.

This Month’s Prize Draw Winners

This months winners will each receive a $50 gift card to Wegmans.

  • Ashley Kader
  • Paula Parker

Next Month’s Prize

1 Winner will receive a $10 Gift Card to Best Buy.

To enter the prize draw, you need to join my newsletter (bottom of the page) and then simply reply to the Monthly Value Message email that is sent.

“I could agree with you, but then we’d both be wrong.”

– Harvey Specter

Todd is honest, hard working, dependable, fiercely intelligent, and extremely knowledgeable of the residential real estate business.

Cate, STATE COLLEGE

I trust Todd’s professional expertise, experience and thorough knowledge of the State College real estate market when buying or selling. I wouldn’t use any other real estate agent.

Gregory, STATE COLLEGE

You’re so good at keeping in touch, Todd.
Thanks!

Betsy, STATE COLLEGE

RECEIVE YOUR MONTHLY VALUE MESSAGE

Our monthly value message is packed with useful information. You’ll be the first to know the latest market trends and current mortgage rates along with upcoming open houses that you can view.

I certainly will not share your information with anyone else and promise to send you only valuable and relevant information.